How it works
From negative marks to a closed deal — in days.
Rapid Rescore identifies what's dragging a credit file down, disputes it under FCRA accuracy requirements, and gets the update back to your underwriting team fast.
Negative accounts
Late payments, high balances, collections flagged
Rescore
Bureaus
Experian · TransUnion · Equifax
Underwriting
Score updates the decision
The process
Four steps, one job: an accurate file, fast.
The actual difference
Same correction. One version reaches underwriting in time.
The creditor's update waits for the normal monthly reporting cycle to reach the bureaus.
Submitted directly to the bureaus as an expedited rescore request.
Behind the scenes
One dashboard, every file, always current.
You don't have to call the bureau or refresh a portal to know where a file stands. Rapid Rescore keeps it live.
Case-by-case status
See exactly which items were disputed, when, and where each one stands with each bureau.
Underwriting sync
Updated scores post back to your existing pipeline automatically — no re-entry.
Client communication
Clients see progress on their end without a single status-check phone call to your team.
Team visibility
Every loan officer or account manager sees the same live file — no version-mismatch, no guessing.
Case detail — J. Alvarez
712 ▲ 64
Updated score, synced to underwriting
It's an expedited credit report update: instead of waiting the standard 30–60 days for a creditor's update to reach the bureaus, corrected trade lines are submitted directly to Experian, TransUnion, and Equifax, and the file updates in about 3–5 business days.
Stop losing approvals to a slow credit file.
See how a rescore request moves from submission to an updated file — book a demo or start free and run one yourself.